Consumer protection laws exist to protect consumers from overreaching, deceptive, abusive, or fundamentally unfair practices by businesses. The theory goes that if such laws didn't exist, consumers would quickly fall prey to the manipulative and aggressive practices of businesses seeking to increase profit and ease of doing business.
The underlying theme in all areas of consumer rights law is an attempt of the government to strike a reasonable balance between the interests of consumers and businesses.
I provide a wide variety of legal services in consumer protection law. While you may have a suspicion that you have been a victim of a violation of these laws, I generally discover these types of issues when working on other consumer issues with my clients, such as when we go through your finances in contemplation of a bankruptcy filing or while working on a state court lawsuit or garnishment proceeding.
Many consumer problems begin with or seem to be limited to a breach of an agreement between a consumer and a business, however, there are sometimes more serious violations underlying the situation that first damaged the consumer.
Either way, I am happy to consult with you regarding the potential application of these laws to your case as a standalone issue or combined with other services which I offer.
If you feel that you have been a victim of a violation of a consumer protection laws, contact me today to find out what I can do to help you.
It is important to note that my representation in these types of cases is generally not on the basis of an upfront attorney's fee. I generally accept these types of cases and provide representation at no fee to you, seeking instead to recover my attorneys' fees from the creditor directly. These fee provisions are purposefully added to the laws to further level the playing field for the consumer, allowing them to seek willing and competent legal representation without having to pay enormous sums of money to enforce their rights.
Below is a list of some of the areas of consumer protection law in which I practice. If you suspect that your rights as a consumer have been violated, call me to schedule a free consultation to review your situation.
Fair Debt Collection Practices Act (FDCPA)
- The FDCPA provides consumers with protection from unfair, deceptive, or abusive debt collection practices.
- Here is some information directly from the Federal Trade Commission on the FDCPA
Florida Consumer Collections Practices Act (FCCPA)
- The FCCPA is Florida's version of the FDCPA providing Floridians with certain protections from unfair, deceptive, or abusive consumer collections activities.
Florida Deceptive and Unfair Trade Practices Act (FDUTPA)
- Florida Statutes Chapter 501
- The FDUTPA Provides remedies for consumers who have been victims of unfair and deceptive business practices
And other Florida and federal consumer law statutes
- Fair Credit Reporting Act (FCRA)
- Telephone Consumer Protection Act (TCPA)
- Truth-in-Lending Act (TILA)
The Law Office of Alex McClure provides services in Lake Mary, Sanford, Longwood, Deltona, Deland and all of Seminole, Volusia, Orange, Brevard and Lake Counties.